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Savings Solutions

Put Your Savings Goals Within Reach


$5 minimum

Withdraw anytime

$0 monthly fee

Quarterly dividends*

From 0.05% to 0.25%

Money Market

$2,500 minimum

Unlimited withdrawals†

$0 monthly fee

Monthly dividends*

From 0.05% to 0.25%

Ideal for short-term savings with a higher yield

Cooperative CD

$1005 minimum

12 months–10 years

$0 monthly fee

Monthly dividends*

Up to 2.6% APY


$100 -$1,000 minimum

3, 6, 12, 24, 36, 48 & 60 months

$0 monthly fee

Monthly dividends*

From 0.05% to 1.00%

An Educated Investment
Serious Yields for Serious Savers

Saving Should Be Simple

At UFCU, your savings goals are important to us. Whatever you’re saving for, we make it easy:

  • 24-7 account access with Online and Mobile Banking
  • Optional automated notifications about your accounts
  • Unlimited free transactions with Savings and Money Market accounts
  • Membership Rewards for Money Market accounts
  • Higher interest rates on your certificates with a Cooperative CD from our partner, Credit Human

Branch Out with Online Banking

View your account balance, reload your card, and pay bills for free, 24-7.

Learn More

New to Saving?

Don’t worry. We’ve got easy-to-follow tips that can help take the guesswork out of saving, whether you’re just getting started or maintaining your savings plan.

Read More

APY = Annual Percent Yield

* Dividends calculated by the daily balance method. Dividends are based on UFCU's earnings and cannot be guaranteed.

Federal regulations establish the maximum number of times you can make remote withdrawal transactions on your savings or money market account. Each month, you may have a maximum of six withdrawal transactions made by check, draft, or similar order to a third party.

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This information is provided for illustrative purposes only. Rates are subject to change, and terms may vary based on your individual circumstances.