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Get More for Spending More

Cash back rewards are tiered according to how much you spend.

Spend Rebate
$1 to $1000 .25%
$1001 to $2000 .50%
$2001 to $3000 .75%
$3001 and up 1.0%

Read the fine print (PDF) 

Track Your Rewards

Sign up at Scorecard Rewards to view your reward balance, find available redemption options and more.

Visit Scorecard Rewards

Create Your Calling Card

Choose from four unique designs to personalize your Cash Back card.

360 BridgeUT TowerElissaPride


Members: log into your account to apply. Non-members: apply online.

Credit-Worthy Rates

Your Credit Excellent Good Average Fair Marginal Poor /
No Score
Annual Percentage Rate (APR) 13.90% 14.90% 15.90% 16.90% 17.90% 17.90%

APR = Annual Percentage Rate

* Based on your credit and risk score

View your account

You can manage your credit card and view your transaction history within Online Banking or by logging directly into eZCard.

Credit Card Login


Learn how to use the eZCard website to manage your account.

eZCard Learning Center

How much is your debt costing you?

Use this handy tool to calculate how long it will take you to pay off your debt.

Get a lower rate
UFCU Great Rate credit card
Our lowest rates

Simplify the Way you Shop
Use your UFCU card to pay online, from your device, or with the touch of your finger.
Learn more