Three Simple Plans
Debt Protection is available with single or joint coverage* as follows:
Plan Options | Protection | Monthly rate per $1,000 of loan balance |
Premier Plan |
Death: cancels loan balance
Disability: cancels 6 payments
Involuntary Unemployment: cancels 3 payments | $2.17 Single / $3.86 Joint |
Value Plus |
Death: cancels loan balance
Disability: cancels 6 payments | $1.14 Single / $1.89 Joint |
Value |
Death: cancels loan balance
| $0.69 Single / $1.08 Joint |
Benefit Maximums: Death protection cancels a maximum of $75,000. Cancellations listed are per occurrence. Monthly cancellations are limited to $1,000 per month and $12,000 over the term of the loan, per each protected event and per each protected borrower. Ready to get started?
Eligibility Requirements
- Maximum age is 69; protection terminates at age 70 for all plans
- Qualifying health restrictions apply for all plans
- To apply for Premier and Value Plus plans, you must work at least 24 hours per week
- To apply for Premier plan, you must not be self-employed, and you must not have received unemployment benefits within the past two years
Contact us for the full Debt Protection agreement
(800) 252-8311
* Credit Cards are eligible for single coverage only.