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Three Simple Plans

Debt Protection is available with single or joint coverage* as follows:

Plan Options Protection Monthly rate per $1,000 of loan balance
Premier Plan Death: cancels loan balance
Disability: cancels 6 payments
Involuntary Unemployment: cancels 3 payments
$2.17 Single / $3.86 Joint
Value Plus Death: cancels loan balance
Disability: cancels 6 payments
$1.14 Single / $1.89 Joint
Value Death: cancels loan balance $0.69 Single / $1.08 Joint
Benefit Maximums: Death protection cancels a maximum of $75,000. Cancellations listed are per occurrence. Monthly cancellations are limited to $1,000 per month and $12,000 over the term of the loan, per each protected event and per each protected borrower.

Ready to get started?

Eligibility Requirements

  • Maximum age is 69; protection terminates at age 70 for all plans
  • Qualifying health restrictions apply for all plans
  • To apply for Premier and Value Plus plans, you must work at least 24 hours per week
  • To apply for Premier plan, you must not be self-employed, and you must not have received unemployment benefits within the past two years

Contact us for the full Debt Protection agreement
(800) 252-8311


* Credit Cards are eligible for single coverage only.